Life Insurance

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Life Insurance

An important part of any solid financial plan is to have life insurance. Ketcham Capital is able to discuss with you the mutliple options available for life insurance providers and partner with you to choose the best type of insurance that fits your needs.  There are many affiliates that can provide you with a valuable death benefit to your beneficiaries upon your death. Your beneficiaries can then use this money to replace some of the income you would have earned or to help pay off debts and other expenses.

There are two types of life insurance which are term and permanent. Ketcham Capital can work with you to discover which type is one is right for you depending your budget, the amount of coverage you need, and the length of time you'd like the coverage to last.

Term Life Insurance

Term policies can help meet a wide variety of business and personal needs and often provide the most coverage for your premium dollar for set periods of time whether you want to supplement your existing coverage or simply purchase insurance to meet a specific need, our term policies have the flexibility to help meet your needs.

Permanent Life Insurance

Permanent policies can provide lifetime protection,and there are many different types of permanent policies:

Universal Life Insurance

Universal life insurance can help meet the needs of people who desire long-term death benefit protection with a flexible premium structure.

Variable Life Insurance

Variable life insurance offers a choice of death benefit options and a potential to accumulate non-guaranteed tax-deferred cash value that fluctuates based on the performance of underlying investment options that you choose.

Insurance companies that we offer:

Allstate Life of NY (LBL in NY)
American General Life
American National
Ameritas Life Insurance Company
Aviva Life and Annuity
AXA Financial
Banner Life
Centrian Life (SBLI in CT)
Companion Life (Mutual of Omaha in NY)
Genworth Life - GLIC & GLAIC
Guardian Life
Industrial Alliance Pacific
ING Life - Reliastar & SLD
John Hancock
Life of the Southwest (LSW)
Lincoln Benefit Life
Lincoln National Life
MetLife/MetLife Investors
Minnesota Life

Mutual of Omaha/United of Omaha
National Life Insurance Co.
Nationwide Life
New York Life
North American
Old Mutual Financial Network
Pacific Life
Presidential Life
Principal Financial
Protective Life
Protective Life & Annuity NY
Security Mutual Life NY
Union Central
West Coast Life
William Penn
Zurich Life